Our expert Solicitors have successfully defended many people accused of mortgage fraud.
Fraud offences are always complex, and a successful defence requires an experienced, talented, well-connected criminal law team.
As one of the most highly recommended Criminal Solicitors in the Midlands, you can be confident that we will fight tenaciously to prove your innocence.
We are a diverse, multi-lingual law firm that uses best-in-class technology to provide clients with a streamlined, modern, and highly effective criminal defence. Furthermore, years of experience in criminal law means we have created relationships with some of the UK’s best Barristers and Queen’s Counsel. Our clients also benefit from our ability to instruct the country’s most respected expert witnesses who can provide the Court with the facts required to support a not guilty plea or mitigate the sentence handed down by a Judge.
Mortgage fraud investigations can take months to conclude. Our Mortgage Fraud Solicitors will be on your side from the initial interview under caution until your trial. You can be confident that by instructing us, you will have access to the best Criminal Defence Solicitors in Coventry and Warwickshire.
Advising and representing people accused of committing a criminal offence
We are highly recommended as an expert criminal defence law firm for people accused of committing a crime. We provide 24/7 police station representation. Therefore, will be at your side, protecting your interests from the start. Because we understand the correct procedure the police must follow when making an arrest, we will carefully examine the circumstances surrounding you being detained and get the charges dropped if proper processes were not complied with.
Our criminal law team has in-depth experience in defending serious criminal charges such as mortgage fraud. We work with the country’s top expert witnesses and focus on providing you with advice and representation you can trust. We know that your reputation, financial security, and possibly your freedom is at stake – therefore, we never give up until every appeal has been exhausted. Below are several common questions clients ask us concerning mortgage fraud.
What is mortgage fraud?
Mortgage fraud involves the fraudulent obtainment of a loan secured on a property. Details provided to the lender are in some way false and as a consequence, the mortgage is authorised. Typically, this can involve misrepresenting your income and/or employment details, providing a false valuation of the property, misleading the lender as to the occupancy of the property, and/or failure to disclose other financial liabilities (including other mortgages).
Substantial mortgage fraud investigations can lead to targeting not only the property purchaser but professionals involved in the transaction/s, such as Solicitors, Accountants, Financial Advisors, Mortgage Brokers, and Estate Agents. Whatever your connection with the alleged fraud, our expert Criminal Defence Solicitors will provide you with the best advice and representation available.
How do we defend mortgage fraud allegations?
The Serious Fraud Office (SFO) Police or Specialist Fraud Division of the Crown Prosecution Service (CPS) will often review mortgage applications in fraud cases to see if an error is present. This can give rise to the offence of mortgage fraud with the police claiming you misled the lender and therefore benefited from criminal conduct. Our Mortgage Fraud Solicitors will investigate your mortgage lending contract and the criteria it was based on. In most cases, we can produce evidence that the mortgage would have been offered despite the mistake on the original mortgage application.
What are the penalties for mortgage fraud?
Mortgage fraud is a serious crime, and the penalties are severe. Not only could you be required to pay back the money that was loaned to you, but it is also likely a large fine will be handed down as well. Custodial sentences also apply to major mortgage fraud (for example being involved in ongoing organised mortgage fraud schemes).
If you are convicted of mortgage fraud you will receive a criminal record and it is unlikely you will ever qualify for a mortgage or any other type of loan again.
We understand how frightening it is for you and your family to be facing these types of penalties, on top of perhaps losing your home. Our Fraud Solicitors have an in-depth knowledge of how the SFO, Police, and Specialist Fraud Division of the CPS operate. You can be confident that we will robustly represent you in any interviews under caution (if you are a professional) and swiftly identify the weaknesses in the Prosecution’s strategy.
Why choose us?
Regardless of the charges against you, you are entitled to a criminal defence. We do not judge our clients; our only objective is to defend you against the Prosecution’s allegations. You can be confident that by instructing us to defend you, your chances of acquittal or a reduced sentence are greatly improved. The most important factor is to contact us as soon as you become aware of the criminal charges brought against you.
To receive expert advice and representation regarding mortgage fraud, please contact us using the form below.
Meet your 'Mortgage Fraud' specialists
The team to guide you through your legal needs.
Depending upon the complexity we are able to offer fixed fees in some cases. In other cases our solicitors chargethe following hourly rate:
- Partner/Member SolicitorHourly rate of £250 + VAT
- Senior Solicitor or Head of Dept: (PQE 8yr+)Hourly rate of £225 + VAT
- Assistant Solicitor/Fee Earner (PQE 3/7yr)Hourly rate of £200 + VAT
- Newly Qualified Fee Earner (PQE 1/3yr)Hourly rate of £170 + VAT
- Paralegals/TraineesHourly rate of £120 + VAT
- Support ParalegalsHourly rate of £100 + VAT